PCI DSS Compliance
The PCI DSS (Payment Card Industry Data Securits Standard) was created to improve the security of consumer data and the trust in payment systems and to reduce criminal activities in credit card payments on the Internet by establishing it.
The PCI DSS is a globally recognized standard for all companies and organizations that require cardholder information and/or authentication data for their payment transactions
- transmit or
- to unroll.
The standard is supported by all major credit card organizations. Although the standard is not legally required, all countries have established regulations for handling cardholder data. Compliance with these regulations can be certified worldwide with the proof of PCI-DSS compliance. For companies that do not work according to the Payment Card Industry Data Standard, this can result in substantial fines.
PCI-DSS compliance covers three main areas:
- Secure handling of sensitive customer data during collection and transfer
- Secure data storage according to the 12 security domains of the PCI standard
- Annual review of compliance with the necessary security controls
The 12 requirements of PCI-DSS at a glance:
- installation and maintenance of a firewall
- no default settings for passwords and other security parameters
- protection of stored cardholder data
- encryption of cardholder data during transmission via open or public networks
- use and continuous update of antivirus software
- develop and maintain secure systems and applications
- limiting access to credit card holder data according to business needs
- assigning a unique ID to each person with computer access
- limiting physical access to cardholder data
- track and monitor all access to network resources and cardholder data
- regular testing of security systems and processes
- creating and maintaining an information security policy
Since these requirements are extremely complex in detail, a PCI compliance checklist of the most important requirements can be helpful for an initial introduction to PCI-DSS.
PCI compliance can be implemented far more conveniently and sustainably with software support via an integrated management system such as QSEC.
The IMS software QSEC enables not only the comfortable implementation of data protection according to GDPR, ISO 27001 or BSI standard (IT-Grundschutz), but also the exact working according to the conditions of many other standards, e.g. also PCI-DSS.
As an integrated management system, QSEC not only enables the comfortable implementation of data protection according to EU GDPR, ISO 27001 or BSI standard (IT-Grundschutz), but also the exact working according to the conditions of many other standards, e.g. also PCI-DSS.
QSEC methodically guides you through all requirements and supports you in implementing PCI-DSS compliance in a time- and resource-saving manner.